Services

Six solutions.
One broker.

We find the right product and the right acquirer for your business — at no cost to you.

01 — Card Terminals

The right terminal
for your setup

Countertop for the till. Portable for table-side service. SIM-enabled mobile for on-the-road businesses. We source from our full hardware range and match terminal to acquirer — 18 to 48 month rental, or outright purchase.

→Contactless, chip & PIN, Apple Pay, Google Pay, Samsung Pay
→18, 24, 36, or 48-month rental options
→Next-business-day delivery once approved
→4G SIM-enabled models available for mobile use
Get a terminal quote
Available hardware
Clover Flex
Mobile / EPOS
Clover Mini
Countertop EPOS
A920 Pro
Portable 4G
Castles Saturn
Portable
Ingenico
Countertop
WP DX8000
Worldpay
WP Desk 5000
Worldpay
SkyTab Solo/POS
Hospitality
02 — EPOS Systems

Payments plus
full business control

Clover's EPOS range turns a card machine into a full business management system. Stock control, staff management, sales reporting, tip handling, and an app marketplace — all on one device.

→Clover Flex (mobile), Mini (compact countertop), Station Duo 2 (full till)
→SkyTab Solo and SkyTab POS for hospitality workflows
→Stock management, table plans, covers reporting
→App marketplace: booking, loyalty, accounting integrations
Discuss EPOS requirements
Clover station duo 2
Screen14" merchant + customer display
PrinterBuilt-in receipt printer
PaymentsAll card types + NFC
ConnectivityWiFi + Ethernet
Contract term18–48 months
03 — IC++ Pricing

See every penny
of your cost

Interchange-plus pricing means you pay exactly what the card scheme (Visa/Mastercard) charges, plus a fixed acquirer margin. No blended rate that hides variation between card types. Available across multiple acquirers on our panel.

→Full cost breakdown itemised on every monthly statement
→Debit cards cost less than premium credit — you see and pay that difference
→Typically saves merchants processing over £20K/month vs blended
→Available across AIB, Elavon, Trust Payments, and Worldpay
Compare my current rates
IC++ example — Visa consumer debit
Interchange (Visa)0.20%
Scheme fee0.04%
Acquirer margin0.10%
You pay total0.34%
Typical blended rate0.70–1.0%
04 — Online Payments

Gateway & acquiring
for online businesses

From a simple checkout button to a full enterprise gateway — we introduce you to the right online solution. We have acquirers for standard eCommerce, high-risk categories, subscription billing, and cross-border merchants.

→Shopify, WooCommerce, Magento, and custom API integration
→3D Secure 2 (3DS2) fraud protection and liability shift
→Multi-currency acceptance and cross-border settlement
→Higher-risk MCC categories via emerchantpay
→Recurring billing and subscription management
Discuss online payments
Best acquirer by use case
Standard UK eCommerceTrust Payments
High-risk / specialistemerchantpay
EU / multi-currencypayabl.
Enterprise scaleWorldpay
05 — Open Banking

Zero interchange
A2A payments

Account-to-account payments bypass the card schemes entirely — no interchange, no scheme fee. Pay-by-bank via QR code, payment link, or checkout integration. Instant settlement to your bank account. Ideal for high-volume businesses where card costs are a significant overhead.

→Near-zero processing cost vs 0.7–1.5% typical card cost
→QR code, payment link, and checkout integration options
→Instant bank-to-bank settlement
→Particularly suited to parking, utilities, councils, high-volume retail
Explore open banking
Cost comparison (illustrative)
Typical blended card rate0.70–1.50%
Open banking cost0.10–0.20%
Saving at £50K/month£250–£650/month
Saving at £200K/month£1,000–£2,600/month
06 — Business Funding

Funding that moves
with your revenue

A Merchant Cash Advance gives you a lump sum repaid as a small percentage of daily card takings. No fixed monthly payment. No fixed term. Quiet months cost you less automatically — making it one of the most flexible forms of business finance available.

→£5,000 to £500,000 depending on card turnover
→Repayment adjusts automatically with trading volume
→Decisions typically within 24–48 hours
→No fixed term — repaid when card turnover repays it
→Use for fit-out, equipment, stock, marketing, or cash flow

Merchant Cash Advances are not regulated credit products. Terms set by the funding provider.

Check my eligibility
MCA repayment example
Advance amount£30,000
Repayment rate10% of daily takings
Good month (£40K)~£4,000 repaid
Quiet month (£15K)~£1,500 repaid

Not sure which service
you actually need?

Tell us about your business and we'll recommend the right solution — no obligation.